{"id":5474,"date":"2018-12-14T10:30:47","date_gmt":"2018-12-14T02:30:47","guid":{"rendered":"http:\/\/ec2-54-254-239-209.ap-southeast-1.compute.amazonaws.com\/?p=5474"},"modified":"2025-08-22T18:09:43","modified_gmt":"2025-08-22T10:09:43","slug":"opening-bank-account-domesic-helper-guide","status":"publish","type":"post","link":"https:\/\/www.helperchoice.com\/c\/opening-bank-account-domesic-helper-guide\/","title":{"rendered":"Opening a Bank Account in Hong Kong For Your Domestic Helper: The Ultimate Guide"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Maybe you just employed a new <a href=\"https:\/\/www.helperchoice.com\/c\/how-to-handle-domestic-helper-problems\" target=\"_blank\" rel=\"noopener noreferrer\">domestic helper<\/a> or maybe you have been employing her for a few years. In any case, you might wonder how to pay the <a href=\"https:\/\/www.helperchoice.com\/c\/helper-minimum-wage\" target=\"_blank\" rel=\"noopener noreferrer\">domestic helper&#8217;s salary<\/a> every month, should you give her cash directly or make a bank transfer?<\/span><\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_81 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.helperchoice.com\/c\/opening-bank-account-domesic-helper-guide\/#What_are_the_advantages_of_opening_a_bank_account_for_your_domestic_helper\" >What are the advantages of opening a bank account for your domestic helper?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.helperchoice.com\/c\/opening-bank-account-domesic-helper-guide\/#Which_bank_for_your_domestic_helper\" >Which bank for your domestic helper?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.helperchoice.com\/c\/opening-bank-account-domesic-helper-guide\/#Hang_Seng_Bank\" >Hang Seng Bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.helperchoice.com\/c\/opening-bank-account-domesic-helper-guide\/#Bank_of_China\" >Bank of China<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.helperchoice.com\/c\/opening-bank-account-domesic-helper-guide\/#The_Asian_Migrants_Credit_Union\" >The Asian Migrants Credit Union<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.helperchoice.com\/c\/opening-bank-account-domesic-helper-guide\/#Does_your_domestic_helper_need_a_little_help_with_budgeting\" >Does your domestic helper need a little help with budgeting?<\/a><\/li><\/ul><\/nav><\/div>\n\n<h2><span class=\"ez-toc-section\" id=\"What_are_the_advantages_of_opening_a_bank_account_for_your_domestic_helper\"><\/span>What are the advantages of opening a bank account for your domestic helper?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">In Hong Kong, many domestic helpers do not have have a bank account to receive their salary. Helping your domestic helper open a bank account is a win-win situation for both of you. You will save time and keep track of the <\/span><span style=\"font-weight: 400;\">salary<\/span><span style=\"font-weight: 400;\"> payment. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">A bank account can also help her better manage her money and save more as she will be less tempted to spend it.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Which_bank_for_your_domestic_helper\"><\/span>Which bank for your domestic helper?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Not all banks are welcoming towards domestic helpers so it is better if you go with her. Before choosing, also check if they require a minimum monthly balance, as most banks will expect HK$5,000 to HK$10,000. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Fortunately, we did some research for you and selected the best banks for domestic helpers in Hong Kong:<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Hang_Seng_Bank\"><\/span>Hang Seng Bank<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Hang Seng bank <\/span><b>ATM Statement Savings Account<\/b><span style=\"font-weight: 400;\"> is the most convenient bank account for domestic helpers in Hong Kong as there is<\/span><b> no minimum monthly balance<\/b><span style=\"font-weight: 400;\">. The bank requires an initial deposit of at least HK$500.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The required documents for opening the account are: <\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Passport<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Hong Kong ID card<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The original employment contract<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">OEC number might be required for Filipino domestic helpers<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Bank_of_China\"><\/span>Bank of China<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The other option for <\/span><b>no minimum monthly balance\u00a0<\/b><span style=\"font-weight: 400;\">is Bank of China, but a minimum amount of <\/span><b>HKD 1,000 is needed at account open date<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Passport<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Hong Kong ID card<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The original employment contract<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">OEC number might be required for Filipino domestic helpers<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"The_Asian_Migrants_Credit_Union\"><\/span>The Asian Migrants Credit Union<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/www.amcuhk.org\/\"><span style=\"font-weight: 400;\">Asian Migrants Credit Union<\/span><\/a><span style=\"font-weight: 400;\"> proposes <\/span><b>savings accounts<\/b><span style=\"font-weight: 400;\"> for migrants in Hong Kong, with a minimum balance as low as HK$5. To open an account contact the organisation directly, the only document required is the HKID. <\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Does_your_domestic_helper_need_a_little_help_with_budgeting\"><\/span>Does your domestic helper need a little help with budgeting?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">You could also send your domestic helper to <a href=\"https:\/\/www.helperchoice.com\/c\/helpers-financial-education\" target=\"_blank\" rel=\"noopener noreferrer\">financial management<\/a> classes. The NGO in Hong Kong that is dedicated to this area is <a href=\"https:\/\/www.enrichhk.org\/\" target=\"_blank\" rel=\"noopener noreferrer\">Enrich HK<\/a>. The courses usually include budgeting, and even entrepreneurship and investment. Your domestic helper will not only know how to save and spend money more wisely, she can also put these skills into use when she returns to her home country and get a better return from the money she earns in Hong Kong.<\/span><\/p>\n<p>You&#8217;re now all set! Let us know which bank you think is the most convenient and what other banking services you are using.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Maybe you just employed a new domestic helper or maybe you have been employing her for a few years. In any case, you might wonder how to pay the domestic helper&#8217;s salary every month, should you give her cash directly or make a bank transfer? What are the advantages of opening a bank account for [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":5476,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"slim_seo":{"title":"Opening a Bank Account in Hong Kong For Your Domestic Helper: The Ultimate Guide - HelperChoice Blog","description":"Maybe you just employed a new domestic helper or maybe you have been employing her for a few years. In any case, you might wonder how to pay the domestic helper"},"footnotes":""},"categories":[30],"tags":[355],"class_list":["post-5474","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hiring-preparation","tag-tutorials"],"blocksy_meta":[],"jetpack_featured_media_url":"https:\/\/www.helperchoice.com\/c\/wp-content\/uploads\/2018\/12\/cash-cent-child-1246954.jpg","_links":{"self":[{"href":"https:\/\/www.helperchoice.com\/c\/wp-json\/wp\/v2\/posts\/5474","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.helperchoice.com\/c\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.helperchoice.com\/c\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.helperchoice.com\/c\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.helperchoice.com\/c\/wp-json\/wp\/v2\/comments?post=5474"}],"version-history":[{"count":9,"href":"https:\/\/www.helperchoice.com\/c\/wp-json\/wp\/v2\/posts\/5474\/revisions"}],"predecessor-version":[{"id":7011,"href":"https:\/\/www.helperchoice.com\/c\/wp-json\/wp\/v2\/posts\/5474\/revisions\/7011"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.helperchoice.com\/c\/wp-json\/wp\/v2\/media\/5476"}],"wp:attachment":[{"href":"https:\/\/www.helperchoice.com\/c\/wp-json\/wp\/v2\/media?parent=5474"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.helperchoice.com\/c\/wp-json\/wp\/v2\/categories?post=5474"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.helperchoice.com\/c\/wp-json\/wp\/v2\/tags?post=5474"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}